Search results for "Mobile payment"
showing 10 items of 34 documents
Personalized multimedia touristic services for hybrid broadcast/broadband mobile receivers
2010
This paper presents the topology of a multimedia tourism service that targets mobile devices equipped with broadband and either multicast or broadcast access capabilities. Multicast / Broadcast access is used to handle the delivery of multimedia data to many simultaneous users in the service area. The solution adopted is based on existing standards for mobile TV services, but introducing features that enable the provision of generic multimedia services on top of mobile hybrid broadband and broadcast networks. Furthermore, this paper shows how to use standardized interfaces originally defined for interactive mobile TV broadcasting to build personalized mobile multimedia services that do not …
Drivers and outcomes of consumer engagement : Insights from mobile money usage in Ghana
2019
Purpose The purpose of this paper is to examine the drivers of consumer engagement and its consequences via the experiences of mobile money services’ users in Ghana and to discuss its implications for the society, financial service innovation, delivery and operations. Design/methodology/approach A pre-tested survey instrument was used with a sample of 595 mobile money services users in Ghana. SmartPLS application was used to analyze the data and report findings. Findings The study shows that perceived risk, consumer empowerment, subjective norm, performance expectancy and effort expectancy influence the affect component of consumer engagement and explain around half of its variance. The ef…
Consumer Awareness and the Use of Payment Media: Evidence from Young Finnish Consumers
2008
In the market for payment media, some consumers use only one medium when paying for their point-of-sale transactions, while others use many. This pattern reflects the diffusion of new payment media, because a payment method innovation is typically first used simultaneously with the established methods. We study the use of multiple payment media by employing data on young Finnish consumers. We find that the use of multiple payment media is directly related to consumer awareness and that not controlling for the endogeneity of awareness can bias its effect downwards. These results suggest that increasing consumer awareness may have been underlying the rise of debit card use around the world. I…
Unraveling the Complexity of Tourist Experience with NFC Technology and Mobile Wallets
2014
By considering the tourist experience as a complex dynamic system, in this paper we depict the traveler as a kybernetes (κυβeρνήτης is the ancient Greek word for ‘sea captain’, ‘steersman’, or ‘governor’) in search of powerful tools to help him or her to obtain directions in the mare magnum of complexity, overcoming the fear of action and taking decisions. We focus our attention on the key role of Near Field Communication technology and mobile wallet as ‘attenuators of complexity’ in the travel and tourism industry.
Assessment of Mobile Money Enablers in Nigeria
2018
This chapter describes how mobile money is an emerging and innovative financial service delivery mechanism. With huge success, recorded mostly in the developing economies, it is scholarly unclear the antecedents of its adoption. Using a survey of 151 respondents comprising both the banked and underbanked in the South-Western part of Nigeria, the authors used the PLS-SEM to test the research hypothesis. The results reveal the enablers of mobile money, which are social influence, performance expectancy, security and effort expectancy, and inhibitors such as system anxiety and cost. Privacy, trust, image and convenience were not found significant in this study. Social influence, performance ex…
Safeguarding the Ultra-dense Networks with the aid of Physical Layer Security: A review and a case study
2016
In the wake of the extensive application of the fourth generation system, investigations of new technologies have been moving ahead vigorously to embrace the next generation communications in 2020. Thereinto, the technique of ultra-dense networks (UDNs) serves as a key enabler in meeting the roaring mobile traffic demands. With the prevalence of mobile Internet services especially those involve the mobile payment, security has gained an unprecedented amount of attention and become a highlighted feature for the fifth generation. Resource allocation, one of the most significant tools on getting over the obstacle of ubiquitous interference as well as elevating the spectrum/energy efficiency, h…
Antecedents of the Barriers Toward the Adoption of Unified Payment Interface
2020
This study examines the influence of factors related to consumer resistance on the intention to continue using the Unified Payment Interface (UPI) for electronic payments. UPI facilitates advanced, peer-to-peer, immediate payment with seamless interoperability among banks in India. The study extends the innovation resistance theory by including two behavioral measures - privacy concerns and visibility - and two moderators - security concerns and word of mouth (WOM). It used cross-sectional data collected from 714 UPI users aged between 16 and 55 years to test the proposed research model. The findings suggest that privacy concerns and usage barrier are the two crucial factors to be addressed…
Positive and negative word of mouth (WOM) are not necessarily opposites: A reappraisal using the dual factor theory
2021
Prior research has not systematically investigated the enablers and inhibitors in conjunction to measure consumer behavior toward mobile wallets (m-wallets), focusing either on the adoption or the resistance perspective only. Similarly, antecedents and consequences of the dichotomous nature of word of mouth for m-wallets have also remained obscure so far. The present research proposes to address this void in the accumulated learnings by examining both enablers and inhibitors of mobile wallets (m-wallets) as antecedents of valence of word of mouth (positive and negative; PWOM and NWOM, respectively). Grounded in Dual Factor Theory, this study aims to explore consumers’ continued use intentio…
Mobile Search - Social Network Search Using Mobile Devices Demonstration
2008
Mobile search prototype demonstrates the possibilities of social network search in N800 mobile devices. Search is initiated from a N800 mobile device to search the contacts in mobile device's addressbook. The contacts can be other N800 mobile devices running mobile Web server or normal Web servers in the Internet with Drupal content management system. Mobile device users can select which of their personal information such as phone numbers, calendar data etc. to share via a mobile Web server. The proposed search mechanism has many benefits compared to centralized Web search engines like Google. The search can locate information which is not referenced anywhere and thus allows hidden or rare …
Mobile Encounter Networks and Their Applications
2008
This article presents mobile encounter networks (MENs), which emerge when mobile devices come across each other and form a temporary connection between them using a common short-range radio technology. Local information exchanges between mobile devices results in a broadcast diffusion of information to other users of the network with a delay. Gasoline price comparison system (GPCS), which delivers newest gasoline prices to mobile users using mobile encounter information diffusion, is described as well as other application areas where MENs could be used. The feasibility of building MENs using bluetooth is tested with the BlueCheese mobile encounter network middleware and it is found that the…