Search results for "Mobile payment"
showing 10 items of 34 documents
Consumer Awareness and the Use of Payment Media: Evidence from Young Finnish Consumers
2008
In the market for payment media, some consumers use only one medium when paying for their point-of-sale transactions, while others use many. This pattern reflects the diffusion of new payment media, because a payment method innovation is typically first used simultaneously with the established methods. We study the use of multiple payment media by employing data on young Finnish consumers. We find that the use of multiple payment media is directly related to consumer awareness and that not controlling for the endogeneity of awareness can bias its effect downwards. These results suggest that increasing consumer awareness may have been underlying the rise of debit card use around the world. I…
Why have consumers opposed, postponed, and rejected Innovations during a pandemic? A Study of mobile payment Innovations
2021
The highly infectious nature of the COVID-19 virus has made the use of contactless payment methods a health exigency. Yet, consumers are resisting using mobile payments (m-payments) during the pandemic, a confounding behavior that needs to be better understood. The present study explicates this behavior by examining consumer resistance to m-payments during the COVID-19 pandemic. In addition, it provides more granular findings by measuring three levels of resistance/non-adoption, namely, postponement, opposition, and rejection. In this way, the study adds depth to the literature, which has largely examined resistance at an aggregate level to yield generic findings. Toward this end, the study…
NFC-maksaminen : mahdollisuudet ja haasteet käyttäjän näkökulmasta
2013
Mobiilit päätelaitteet ja niitä käyttävien kuluttajien määrä on lisääntynyt nopeasti viime vuosien aikana, mikä tuo uusia mahdollisuuksia erilaisille mobiilin maksamisen sovelluksille. Tässä tutkielmassa paneuduttiin kirjallisuuskatsauksen avulla Near Field Communication -teknologian eli NFC:n ominaisuuksiin sekä NFC-maksamiseen liittyvien mahdollisuuksien ja haasteiden erityispiirteisiin käyttäjän näkökulmasta. Tutkimustuloksina todettiin NFC-maksamisella olevan huomattava määrä kehittäjiä ja muita tukijoita takanaan, mikä edesauttaa nopeaa teknologista kehitystä. NFC:llä vaikuttaisikin olevan hyvät mahdollisuudet kilpailla muiden elektronisten maksutapojen kanssa. NFC-maksamisen helppous …
Unraveling the Complexity of Tourist Experience with NFC Technology and Mobile Wallets
2014
By considering the tourist experience as a complex dynamic system, in this paper we depict the traveler as a kybernetes (κυβeρνήτης is the ancient Greek word for ‘sea captain’, ‘steersman’, or ‘governor’) in search of powerful tools to help him or her to obtain directions in the mare magnum of complexity, overcoming the fear of action and taking decisions. We focus our attention on the key role of Near Field Communication technology and mobile wallet as ‘attenuators of complexity’ in the travel and tourism industry.
Mobile Electronic Commerce: Emerging Issues
2000
There are many definitions for Mobile Electronic Commerce (M-Commerce). We define M-Commerce as any type of transaction of an economic value having at least at one end a mobile terminal and thus using the mobile telecommunications network. The Wireless Application Protocol (WAP) plays an important role in m-commerce by optimizing Internet standards for the constraints of the wireless environment and thus bridging the gap between Internet and mobile world. Mobile Network Operators can play a major role in m-commerce by being strategically positioned between customers and content/service providers. In this paper we investigate the roles the operator can play in m-commerce and discuss respecti…
Mobile Encounter Networks and Their Applications
2008
This article presents mobile encounter networks (MENs), which emerge when mobile devices come across each other and form a temporary connection between them using a common short-range radio technology. Local information exchanges between mobile devices results in a broadcast diffusion of information to other users of the network with a delay. Gasoline price comparison system (GPCS), which delivers newest gasoline prices to mobile users using mobile encounter information diffusion, is described as well as other application areas where MENs could be used. The feasibility of building MENs using bluetooth is tested with the BlueCheese mobile encounter network middleware and it is found that the…
Gender, Age, and Generational Differences in the Use Intention of Mobile Payments and Its Antecedents
2022
Although mobile payments have gained considerable attention in academic research, there still are major gaps in our more in-depth understanding of the antecedents of their acceptance and use. In this study, we aim to address these gaps by examining the potential gender and age differences in the use intention of mobile payments and its antecedents in terms of the effects of the antecedent factors on use intention as well as the antecedent factors and use intention themselves while also considering the critical prerequisite of measurement invariance. Moreover, through a careful selection of the compared age groups, we extend the examination to cover also the potential generational difference…
Electronic Commerce Transactions in a Mobile Computing Environment
2002
Internet E-commerce has been flourishing for the last few years, especially with the advent of World Wide Web. Mobile Electronic Commerce (MEC) has started recently to appear in the scene. It exploits the advantages of Internet, mobile computing and mobile communications in order to provide a large number of advanced services to mobile users. The potentials of MEC are enormous while related technical, business and legal issues become more complicated. The goal of this chapter is to present and discuss problems and identify requirements associated with the trading and billing of tangible and intangible goods in a mobile environment where mobile handheld devices are used for conducting the tr…
News Consumption in the Mobile Era
2014
Mobile devices allow users to keep ubiquitously connected to the internet. Consequently, they change the reception of information by faster access, greater timeliness, and new media usage contexts. At the same time, many traditional media organizations already produce content for mobile websites and apps in line with cross-media strategies. Reflecting severe structural changes in the journalism market, they are hoping to manage the digital transition successfully by mobile publishing, (re)gaining especially the digital natives. Referring to the media repertoire approach, we examine the role of mobile devices on two different levels. First, from a technical point of view, we consider the pla…
Mobile money and the impact of mobile phone regulatory enforcement among the urban poor in Tanzania
2021
Mobile money provides a tool for survival, particularly in urban conditions shaped by city regulations that make microvending difficult for the poor. An analysis of 165 interviews conducted in two low-income neighborhoods in Dar es Salaam, Tanzania over 8 years demonstrates how interlocked layers of technology and interaction make mobile money services semiformal. I introduce two mobile money-enabled survival strategies: intrahousehold transfers for day-to-day survival (transfers within the same city) and resource safeguarding through kin remittances of start-up capital (home-based subsistence business capital stored for kin access in emergencies). The recent tightening of mobile phone regu…